How it works?

The most safe and simple process of investing and getting personal loan

Our Process

Safe and simple process of peer to peer lending

1. Registration

Register as lender or borrower just by filling basic information and KYC requirement as per RBI guidelines.

2. Funding

We help our customers fulfill their credit requirements and avail investment opportunities by matching the lenders with relevant borrowers through our online platform. Customer satisfaction is our prime motive. Our testimonial talks more about it!

View your loan getting funded by approved lenders. This does not take long time, it’s quite fast.

2. Funding

3. Agreement and Disbursement

Hassle free documentation process makes sure that you do not waste much time in paying physical visits. Loan amount will be credited directly in your bank account.

4.Happy Clients

We help our customers fulfill their credit requirements and avail investment opportunities by matching the lenders with relevant borrowers through our online platform. Customer satisfaction is our prime motive. Our testimonial talks more about it!

We help our customers fulfill their credit requirements and avail investment opportunities by matching the lenders with relevant borrowers through our online platform. Customer satisfaction is our prime motive. Our testimonial talks more about it!

4. Happy Clients

How we work?

Best peer to peer lending platform in India

Traditionally, people invest their surplus money in bank fixed deposit to earn better returns. The bank lends this money to creditworthy borrowers by charging an interest and other additional fees. Many a times, the borrower's loan request is rejected citing reasons like small loan amount, unjustifiable purpose, absence of banking history etc

We fill this gap and connect creditworthy borrowers to lenders interested in earning higher returns. At LenDenClub, the lending & borrowing process is smooth, simple and hassle-free. We not only remove high intermediary costs but also promise higher returns to the lending individual/company.Be it buying a second hand car, a rented house, investing in a self-start-up or funding for an educational course; if the borrower is credit worthy, he will be granted the much needed loan! Same goes for the lender, s/he should receive the best possible returns on his/her hard earned money which s/he is willing to loan out. At LenDenClub the lender can start with an amount as small as Rs. 5000.

Here at LenDenClub, the bank depositor directly becomes lender to borrowers. The transaction takes place without any bank interventions. Removing large institutions like bank, saves huge money for the borrower and increases earnings for the lender. It’s a win-win situation for lenders and borrowers!

We evaluate each borrower on multiple parameters which include screening of personal, financial and professional details to name a few. Verified creditworthy borrowers are listed on our platform. The lenders are free to choose borrowers based on their risk appetite. Ideally, multiple investor (lenders) invests a small portion in every borrower.

LenDenClub has a stringent credit verification process to minimize the risk and probable defaults. However, if such a situation arises, our unique and first of its kind Lender Protection Fund (LPF) protects the lender’s principal amount. LenDenClub is the only peer to peer lending marketplace in India to offer Lender Protection Fund (LPF) to save lenders’ investment in case of borrower payment defaults!

Enjoy the fastest peer to peer lending
platform in India.