By: Ankita Pednekar0 comments

Do not postpone your life due to the unavailability of cash in a bank account. InstaMoney provides instant cash for all your emergencies. Use InstaMoney for anything and everything you want or need! Whether it’s for advance salary, wedding expenses, education fees, medical emergencies, a vacation, consumer durable, credit card payments or a little indulgence; InstaMoney got your back. The best option online for all your borrowing needs.

InstaMoney, a leading Instant Personal Loan App used by 2.5 Million+ users in India and with over ₹ 4 Billion (₹ 100 Crores) disbursed in loan amounts already disbursed. It constitutes under the largest number of personal loans given by any P2P lending platform in India.

Below are the benefits one enjoy when avail loan from InstaMoney.

Low-interest rates
The interest rates (APR) ranges from 24%-35.88% per annum, translating to 2% – 2.99% a month. Moreover, No credit history* required with affordable interest rates. 

Transfer to your bank account in minutes
An instant loan provider who promises to disburse the loan within 10 minutes to a maximum of 2 hours, post availing the loan on the InstaMoney application. It provides quick and fast loan disbursal.

No prepayment charges
Unlike other platforms, there are no prepayment charges, you pay interest only on the amount you’ve used. So stay worry-free and borrow from InstaMoney.

Small amount of loans
The loan amount ranges from ₹5,000 to ₹12,000. Such a small loan amount can be used for emergency purposes when there is no help given by a friend/family. InstaMoney is here to assist you when in need.

No paperwork
It is 100% online. One needs to download the InstaMoney application and complete the easy and simple steps online to get an instant loan transfer in the bank account. 

Easy Eligibility Criteria
The borrower needs to be an Indian citizen and a salaried Individual. Between the age of 21 – 45 years. Also, he/she must have a minimum take-home salary of ₹ 12,000 per month. And the full salary amount must be received in the bank account. Even the first time instant loan seekers & personal loan applicants are eligible to apply!

Operational throughout India
An InstaMoney personal loan can be availed from any part of the country. It is operational in all 28 states and 8 union territories. 

Security & Protection of Privacy
InstaMoney application follows global standards of high-level data encryption/decryption protocols to protect user data.

So during any difficult times, one can just download InstaMoney application and get an instant personal loan approved within minutes.

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