HomeBlogInvestorLooking for a monthly cash-flow investment option? P2P lending is what you should look at!

Looking for a monthly cash-flow investment option? P2P lending is what you should look at!

Whether you’re trying to find ways to supplement your monthly paycheck, or are getting to build a nest egg for retirement, there are many ways during which you’ll invest your money and gain yourself a uniform monthly income.

One of the simplest ways to fund your expenses post-retirement, without consuming your retirement savings, is to look for investment options offering steady income. The interest payouts from your investments are often to fund your regular expenses. This can help you plan your finances better. There are various approaches to creating passive incomes, with some requiring a significant amount of personal wealth to start with and others needing more regular levels of commitment.

For whatever reason you’re aiming to maximise your earning potential through monthly income sources, some great approaches can leave investors with recurring passive earnings. One of the best approaches is Peer-to-peer (P2P) Lending. P2P is the process of lending money to individuals or businesses through online lending platforms. Any individual investor or financial institution can become an investor of peer-to-peer lending and earn annualised comparatively higher interest paid by the individual or business who has borrowed money.

One of the select few great return instrument to fetch annual cash flows with double-digit interest payments. Unlike other investing instruments, income isn’t tied to maturity and starts immediately. The sustained high returns on investment make the P2P lending a sought-after investment option for fixed income investors. With LenDenClub, you can earn up to 10-12% p.a return on your investments. And investors doubt risks.

Investors receive interest on their principal as borrowers repay the loans they receive at a predetermined interest rate. This gives investors the prospect to earn higher than other instruments with no market volatility at play.


LenDenClub is India’s largest alternate investment platform which started operations in India in 2015. We have been helping investors diversify their investments beyond traditional investment instruments ever since.

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The Reserve Bank of India does not accept any responsibility for the correctness of any of the statements or representations made or opinions expressed by Innofin Solutions Private Limited, and does not provide any assurance for repayment of the loans lent through its platform.

LenDenClub is an Intermediary under the provisions of the Information Technology Act, 2000 and virtually connects lenders and borrowers through its electronic platform via the website and/or mobile app.

The lending transaction is purely between lenders and borrowers at their own discretion, and LenDenClub does not assure loan fulfilment and/or investment returns. Also, the information provided on the platform is verified or checked on the best efforts basis without guaranteeing any accuracy of the data/information verification. Any investment decision taken by a lender on the basis of this information is at the discretion of the lender, and LenDenClub does not guarantee that the loan amount will be recovered from the borrower, fully or partially. The risk is entirely on the lender. LenDenClub will not be responsible for the full or partial loss of the principal and/or interest of lenders’ investment amounts.

 

*P2P investment is subject to risks. And investment decisions taken by a lender on the basis of this information are at the discretion of the lender, and LenDenClub does not guarantee that the loan amount will be recovered from the borrower.

** Average value mentioned is the weighted average of returns received by investors

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