Understanding The Payment Options For Investing And Borrowing At LenDenClub

Nov 5, 2020

Raise your hands if you think you’re living in an awesome world today! With the digital revolution changing almost every aspect of our lives, we all are saving time and effort in one way or another. For instance, you can do shopping sitting on your couch, hold meetings, discover new places, learn new skills, book tickets, and even invest or borrow money right from your smartphone.


Speaking of investing and borrowing money, Peer-to-peer lending has grown potentially as an efficient mobile app along with a convenient and secure mode of payment. At LenDenClub, we follow a variety of payment methods for both investing and borrowing to provide ease of use and convenience with secure and transparent payments. Nowadays trouble-free transactions can be executed by a few clicks sitting anywhere at any point in time which brings a hassle-free transaction mechanism for all users.


Payment Options For Investors


LenDenClub provides their investor with the below payment options to add funds to LenDen account –


Add funds using UPI

UPI options to add funds in the LenDen account and start investing. Note that the UPI transfer limit per transaction is Rs. 1 lakh. And the fresh addition of funds will restart auto investment from your account.



  • Google Pay
  • PayTM
  • PhonePe
  • Enter the UPI ID & add the funds


Add using Bank Account


Register bank account as a beneficiary in your account and transfer funds through-


  • NEFT
  • IMPS
  • RTGS

Once you transfer funds to your mentioned bank account, it may take up to 4 hours for your NEFT/RTGS transaction and up to 45 minutes for IMPS transactions to reflect in your LenDen account.


EMI Payment Options For Borrowers


For Borrowers, InstaMoney – A flagship product of LenDenClub provides below payment options for secure repayment of the amount due.


  1. Pay using PayTM
  2. Pay using Payment Gateway
  3. Bank Transfer

Register bank account as a beneficiary in your account and pay funds through –

  • NEFT
  • IMPS
  • RTGS



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