Same day approval on instant personal loans.

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Registered with RBI

Instant Personal Loan for Any Reason

A variety of purposes for availing an instant personal loan

Need a instant personal loan to plan your wedding or a family vacation? Are you falling short of cash to make your credit card payment or your rental deposit? Or it could be an emergency like a medical situation or needing an urgent advance salary as your regular salary has not yet been credited? While income can be delayed, our monthly expenses cannot wait for them. Whatever be the reason, LenDenClub understands your requirements and offers the right solution through our loans.

Why Take an Instant Personal Loan from Us?

Is your credit history a problem? Not for LenDenClub!

As a Peer to Peer (P2P) lending platform, LenDenClub is equipped to provide personal loans with quick processing and at flexible interest rates. As a customer, you can get an instant personal loan for any reason at an interest rate that is calculated according to a lot of parameters like your income, number of dependents, your credit worthiness etc. The entire loan disbursement is smooth and transparent. Being a technology platform, you are just a few clicks away from availing a personal loan from LenDenClub. Few ways LenDenClub’s Instant Personal loan are better for you:

Easy Processing

We offer easy loan processing through a complete online technology-based process. What’s more, you don’t need you to submit any supporting documentation in physical form. All the loan documents are also collected online. Just a few online clicks and you are ready to go!

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Flexible Interest Rates

Most personal loans attract high-interest rates. Our internal credit rating system calculates your interest rate according to the your credit worthiness. Got a higher LenDenClub score? You are now eligible for a low-interest personal loan! Interest rate usually varies between 6.5% to 20.95%.

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Nominal Fees

Just a nominal registration fee of Rs. 750/- on our part and we are good to disburse the personal loan. Apart from the registration fee, a processing fee is charged which will be deducted from your loan amount before disbursal. All charges are presented beforehand, there are no hidden charges.

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Eligibility Criteria for Instant Personal Loan

All salaried employees can get a loan from us. Check if you are eligible below.

As long as you are a salaried employee, you are eligible for a personal loan from LenDenClub. Unlike regular banks, we offer instant personal loans to a wider range of eligible customers. If you are below the age of 55 and earn a net monthly salary of Rs. 12,000/- (or more), you are eligible for a loan from LenDenClub! What’s more, you can use our online platform to enter a few details and check your loan eligibility along with the tentative loan amount that you are eligible for. So, go ahead and read the following eligibility criteria to see if you fit into this profile. If yes, click below to check your loan eligibility now!


The age of the borrower (at the time of loan disbursement) must be between 21 and 55 years.


Net monthly income must be at least Rs. 12,000/- & should be received by cheque or bank transfers.

Stay Type

The borrower must be staying either with his family at a rented house or their own home to be eligible.

Bank Default

Eligible borrowers must not have any loans or credit cards a with default, written-off, and settled status after the year 2012.


Our personal loans are only available for borrowers currently residing in Mumbai, Pune and Bangalore.

Employment Type

LenDenClub offers personal loan services only to salaried employees. You could be working for any type of company.

All borrowers must provide the following supporting documents:

    • PAN card
    • Adhaar card
    • Last two months salary slip
    • Bank statements for last three months
    • Photograph
    • Rent agreement and latest electricity bill of the borrower’s permanent address (If rented)

Interest Rates on Our Instant Personal Loans

Know how the interest rates on our personal loans are calculated.

Our internal credit rating system evaluates the creditworthiness of the borrower after running through multiple credit rating parameters. We make sure that you pay the interest rate which is applicable to you based on your profile’s creditworthiness. Borrowers with good credit history and salaries can avail instant personal loans at low interest rates. If your interest rate is high, you can opt for a lesser loan tenure to keep your paid interest component low.

FAQs Regarding Instant Personal Loans from LenDenClub

LenDenClub is India’s largest P2P lending platform for salaried individuals. It is a technology platform that connects both lenders and eligible borrowers.

Our interest rates are flexible and depend on the evaluated credit rating of the borrower. The interest rate charged range from 6.5% to a maximum of 20.95%.

Only salaried employees are eligible for a personal loan from LenDenClub. To check your loan eligibility and tentative loan amount, click here.

You can prepay your pending loan amount (in full or partially) 3 months after loan servicing without any charges or penalties.

Depending on your credit rating and purpose, you can borrow any amount between Rs. 25,000/- to Rs. 5,00,000/-.

The tenure of your personal loan can range from a minimum of 3 months to a maximum of 24 months.

You can apply for a personal loan from LenDenClub on our website or through the LenDenClub mobile app available on Play store.

As compared to personal loans from banks, Peer to Peer lending platforms offer personal loans at flexible interest rates and involves a hassle-free application process.

While the personal loan approval process is usually done on the same day of the application, disbursal of the loan amount takes around 2 to 4 working days.

A few of Our Client Testimonials

What our happy instant personal loan clients have to say about our services

We are here to help you with your Instant Personal Loan

Got a query? Get in touch with us.

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