LenDenClub > How Lending Works

How Lending Works

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How it Works?

LenDenClub is perfectly placed to bring together lenders and verified borrowers. Our platform offers the right mix of efficient processes and checks and balances on borrowers, so that lenders can get better returns on their investments through a transparent and open platform. We ensure that high earnings on investments do not carry a high risk disclaimer. Our pre verification processes for borrowers, systematic background checks and sturdy recovery options hedge the inherent risk in lending as an investment instrument.

Seamless online lending and borrowing process makes it quick and simple for borrowers to procure loans and for lenders to earn high return on investments, a win-win situation for both borrowers and lenders

Kindly refer to our terms of services for more details.

Ways to Lower Your Risk as a Lender

A large number of investors looking for alternate investment assets have started viewing P2P lending platforms as a dependable investment option with healthy returns and moderate risk.One of the major advantages to lending as an investment is that it is relatively easier to measure the risk involved when compared to other investment routes.

P2P lending platforms assist you in risk mitigation as they take the onus of facilitating the recovery of your investment and let you know if the borrower is unable to pay the entire loan amount. Limiting your lending portfolio to just one borrower could jeopardise your investment if the borrower defaults. It is important to spread out your lending portfolio and your risks when lending through P2P lending platforms. For more information on lowering your risk.

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Best Investment Opportunity

Individual Lender

At LenDenClub we help you earn healthy returns through a hassle free and easy to create diversified lending portfolio.

  • Higher returns compare to FD & Mutual Funds
  • Monthly Cash Flow
  • Personalised Relationship Manager
  • Auto Investment

Click Here to register as Individual Lender

Institutional Lender

At LenDenClub we ensure that lending comes with zero complexities and absolute security when it comes to sensitive information.

  • Higher RoI compare to their lending rates
  • No collection management
  • Lesser operational cost
  • Pre-defined underwriting

Click Here to register as Institutional Lender

LenDenClub is one of the fastest growing peer to peer (P2P) lending platforms in India. It connects investors or lenders looking for high returns with creditworthy borrowers looking for short term personal loans.

Our automated, simple to use, transparent and hassle free P2P lending platform ensures that the borrowing needs of salaried individuals are met quickly and efficiently. By connecting lenders and borrowers in the peer to peer lending space, we create a win-win situation for both lenders and borrowers.

To invest: invest@lendenclub.com

For Loan: loan@lendenclub.com

Disclaimer

Reserve Bank of India does not accept any responsibility for the correctness of any of the statements or representations made or opinions expressed by Innofin Solutions Private Limited, and does not provide any assurance for repayment of the loans lent on it.

LenDenClub is an Intermediary under the provisions of the Information Technology Act, 1999 and virtually connect lenders and borrowers through electronic platforms of website and/or mobile app. The lending transaction is purely between lenders and borrowers at their own discretion and LenDenClub does not assure loan fulfillment and/or investment returns. Also, the information provided on the platform are verified or checked on the best efforts basis without guarantying any accuracy in the data/information verification. Any investment decision taken by the lender on the basis of this information is at discretion of the lender and LenDenClub does not guarantee that the loan amount will be recovered back from the borrower fully or partially. The risk is entirely on the lender. LenDenClub will not be responsible for the full or partial loss of the principal and/or interest of lenders’ investment.

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