About Personal Loans

If you are planning a wedding or that vacation abroad and running short of funds, a personal loan can be your way out. It can not only help you fulfill your goals, but also save you from breaking your bank. A personal loan will make your life worry-free since you can use the money today and repay in installments over a period of time. Among many, the biggest benefit of a personal loan is collateral free and can be taken for a short duration of time.

So, what are you waiting for? With a personal loan now you can get on that plane to the destination of your dreams or give your home the makeover it deserves. 

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Why Get a Personal Loan from LenDenClub

Our personal loan is a simple & hassle-free process. No more physical documentation, if you apply for a personal loan at LenDenClub.

Fast Loan Approval

With the help of digital automation, we have made our loan approval process much faster compared to any bank. We are continuously improving to provide you instant loans. Apply now to give it a try.

Flexible Loan Interest Rate

We do not have rigid interest rates. Interest rates are linked to the borrower’s credit score calculated through our internal credit rating process. A better LenDen score ensures a lesser rate of interest for the borrower.

Easy Loan Processing

Our user friendly and tech enabled platform ensures that getting your loan approved is simply a few clicks away. Do not go by our words, try our platform to fulfill your loan needs. Start applying for your loan now!

No Prepayment Charges

No additional charges if you want to close your loan earlier. We provide the flexibility of prepayment to our borrowers.

Have you faced problem in getting an instant personal loan approved from a bank? If yes, check your eligibility instantly!!

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Eligibility for personal loan

All salaried employees can get a personal loan from us. Check if you are eligible below.


The borrower’s minimum age should be 21 and maximum should be 55.


Minimum Net Monthly Income should be over Rs 12,000

Bank Default

Must have no record of loan/credit card defaults after Jan 2012.

Stay Type

The borrower should be staying with family or friends.


A resident of Mumbai, Pune, Ahmedabad or Bangalore.

Employment Type

Only salaried individuals are eligible to apply for a loan.

All your queries related to personal loans are answered

LenDenClub is one of the fastest growing Peer to Peer (P2P) lending platforms in India. It connects a lender looking to lend their money with creditworthy borrowers looking for short-term personal loans.

Click here to create your borrower profile by providing required information. It is just a 2 step process. Your profile will be assessed based on our credit & risk policies. Once approved, your profile will be listed on the platform. Any lender, who finds your profile suitable, will fund your loan.

You need to submit a few documents regarding your identity and income, which are:

Pan Card
Passport/Aadhar Card (compulsory) /Voter ID
Last two months salary slips
Last two months salary account statement
Passport Size photograph
In case you are staying at rental premises, you need to submit a rent agreement copy as well.

LenDenClub charges two type of fees from borrowers.

Fixed registration fee of Rs. 750 is charged from each borrowers at the time of registration. LenDenClub charges these fees to recover cost incurred towards assessment of the borrower. Registration fee is a one time fees paid by the user and it is non-refundable.
Loan processing fee is charged at the time of loan disbursal. Processing fee is 4% of the loan amount or Rs. 2000 (whichever is higher) and applicable taxes. The amount is deducted from the disbursed amount.

Personal Loan Interest Rates & Charges

Here is an exhaustive list of all the fees and charges to be paid for the instant personal loan.


Min apr


Max apr


avg apr

  • Description of Charges
  • Registration Fee*
    Rs. 750/-
  • Loan Processing Charges*
    4% of loan amount or Rs. 2000/- (whichever is higher)
  • Pre-payment charges*
  • Account Statement Charges

For further details, please Click here

Our personal loan products


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