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Top 7 Investment Types in India With Maximum Returns 2022

Do you know that idle money loses value? If you do not invest your money, it loses its purchasing power due to forces like inflation and interest. Of course, every investment is accompanied by a certain degree of risk, and all types of investments may not suit your investment objective & risk appetite. Hence, you should choose the best types of investment that help you achieve your goals.

This blog aims to talk about the seven most popular types of investment in India. Simultaneously, it also sheds light on the peer-to-peer investment based on direct lending that can help you beat all odds and earn high returns.

 

How to Select the Best Types of Investment?

While there are many investment options available in the market, it can be tricky to choose the one that carries low to moderate risk and provides a high return on investment. Here are four important factors based on which you should make your investment decisions.

 

Different Types of Investment Options

There are various types of investment options available in the market. While some provide higher returns, others are less risky. Similarly, the tenure of investment also impacts your risk and your returns. Here are seven types of investment with high returns that are the most popular among investors in India.

 

2.1 Equity Shares

On the other hand, P2P lending provides a less risky investment option that doesn’t fluctuate with the markets. Due to the fixed interest income, you can easily plan your investments and grow your capital.

 

2.2 Gold Exchange Traded Funds

With P2P lending, you can diversify your risk & returns by investing in different borrowers. Unlike Gold ETFs, P2P loans are fixed interest investments and are immune to market fluctuations.

 

2.3 Mutual Funds

With P2P lending, you get the flexibility to choose the borrowers that suit your preferences. Also, you earn a fixed return that doesn’t depend on market fluctuations.

 

2.4 Bank Fixed Deposits

P2P investments provide fixed returns that are much higher compared to FD interest. You can also earn compounded returns by reinvesting the interest earned.

 

2.5 Public Provident Fund

P2P investments cover this drawback by providing investment opportunities ranging from short to long term. You can easily avoid a cash crunch by managing your investments.

 

2.6 Unit Linked Insurance Plans

With P2P lending, you can earn a fixed return that is unaffected by market fluctuations. Also, you can choose your strategy and invest at your convenience. Unlike ULIP, the full portion of your capital is invested, increasing your overall returns.

 

2.7 Real Estate

You can easily start investing in P2P investments with very low capital and compared to real estate; it provides much higher liquidity to the investors. With fixed returns on investment, you do not need to keep a tab on the market rates.

 

By providing a marketplace for direct lending between the investors and the borrowers, LenDenClub provides the best types of investments for beginners. Here’s why you should invest using LenDenClub:

Try out this new-age investment option with LenDenClub. Register Now

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