A decent platform to enter in P2P as their starting investment amount is just ₹ 10,000. Also I can create multiple investments for various periods according to my needs. Their reports are very transparent and there is no joining fee. The best advantage is you get returns at least 10% after all charges deduction.

If you wish to invest in new-age investments, I would say LenDenClub is the first preferred option. you don’t have to be a pro-investor to invest here. It is designed in such a way that anyone with basic documents can start without P2P knowledge. Also they provide good call support.

I really like this product for two reasons. One, they have a track record of good returns, and second, their support staff is extremely polished and guides you well.

LenDenClub is the most transparent platform I have come across. They micro-diversify the funds to reduce the risk. 90% of my investment is divided into less than ₹ 10 and most of them I can see is for ₹ 1. Very smart technology to reduce the risk and give much better returns than usual investments.

I was thrilled that I got to know about LenDenClub from my brother; he has been investing here for the last three years, making around 10 – 11% p.a.. I have been using this platform for the last one and a half years and got around 10% p.a. It is a good platform to diversify funds.

Love the overall experience. Never had to be worried about the nitty gritty of P2P investment. LenDenClub takes care of it with its FMPP® plan. The returns received were exactly as promised.

This is the only P2P platform that does not charge a/c opening fee. So I could use the platform for free and ended up investing as well. There is also no fee on withdrawals. Love it.

The new FMPP® product is good. Was confused initially, but the support team helped me get clarity. The results in past quarter are reassuring. Keep up the innovation guys.

LenDenClub is India’s largest alternate investment platform which started operations in India in 2015. We have been helping lenders diversify their investments beyond traditional investment instruments ever since.



The Reserve Bank of India does not accept any responsibility for the correctness of any of the statements or representations made or opinions expressed by Innofin Solutions Private Limited, and does not provide any assurance for repayment of the loans lent through its platform.

LenDenClub is an Intermediary under the provisions of the Information Technology Act, 2000 and virtually connects lenders and borrowers through its electronic platform via the website and/or mobile app.

The lending transaction is purely between lenders and borrowers at their own discretion, and LenDenClub does not assure loan fulfilment and/or lending simple interest. Also, the information provided on the platform is verified or checked on the best efforts basis without guaranteeing any accuracy of the data/information verification. Any lending decision taken by a lender on the basis of this information is at the discretion of the lender, and LenDenClub does not guarantee that the loan amount will be recovered from the borrower, fully or partially. The risk is entirely on the lender. LenDenClub will not be responsible for the full or partial loss of the principal and/or interest of lenders’ lending amounts.

*This is an annualized yield and is subject to the maximum FMPP tenure, which is 5 years. P2P lending is subject to high risk and may cause an entire loss of principal.

*P2P lending is subject to risks. And lending decisions taken by a lender on the basis of this information are at the discretion of the lender, and LenDenClub does not guarantee that the loan amount will be recovered from the borrower.

** Average value mentioned is the weighted average of simple interest received by lenders

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