Earn up to 12% p.a. with P2P Lending
Now invest with the largest Peer to Peer Lending platform in India. Go with the most preferred non-market linked investment instrument that gives you risk adjusted returns.
Some of the products
Lending options to meet your financial goals
Long term wealth creation fund
Earn monthly interest
Invest small, earn big
Join the largest Peer to Peer lending platform in India
We just don't claim to be the largest, we are the largest in India!
Invested till date
Why invest in P2P lending with LenDenClub?
Investment opportunities crafted for best returns
We are growing, join us!
91+ Lakh Indians have joined the platform. What about you?
Growth in annual investment value
Invested in CY 2022
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Everything you need to get started!
What is P2P Lending?
Peer-to-peer (P2P) lending is an alternative financing model that connects individual borrowers and lenders, bypassing traditional financial institutions. Originating in 2012, this form of lending has gained momentum globally and notably in India, where it gained legal recognition in 2018 through guidelines from the Reserve Bank of India. Expected to grow at a CAGR of 21.6% to reach USD 10 billion by 2026, P2P platforms offer various loan types, such as personal, business, and medical loans. Borrowers apply online, undergoing a KYC process and credit assessment. Investors can then choose which loans to fund based on risk and return profiles. Despite its growth and role in financial inclusion, the industry faces challenges like default and fraud risks. Therefore, both borrowers and investors should thoroughly evaluate the terms and platform performance before engaging in P2P lending. You can learn more about it in our detailed article about peer to peer lending.
Why settle for less when you can earn better returns with us?
We work with the best in the industry
Here are a few reasons why lakhs of people have invested in peer to peer lending with LenDenClub
Core values of the platform that deliver great results
It’s simple. It’s digital. It’s p2p lending investment.
Three easy steps to start investing.
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Diversify your investments with LenDenClub and increase your overall portfolio value. Download the LenDenClub app to start investing in P2P lending!
What our investors ask?
Frequently asked questions (FAQs)
LenDenClub, a Peer to Peer Lending platform puts its best efforts into sourcing the right borrowers, and do thorough underwriting, information verification, and KYC checks. However, there is still a possibility of fraud or credit default risk for the borrower. It’s part and parcel of any lending activity. Here, your investment is into loans. In a way, it’s a lending activity. Though LenDenClub’s platform’s performance is good, and it delivered good results in the past, it is vital for you to understand the risk involved in the investment. To mitigate this risk, your investment should be divided into small amounts. On the LenDenClub platform, the capital matching algorithm helps you achieve the same. Learn more about risk in P2P Lending.
LenDenClub has delivered up to 12% p.a. return to its investors since the launch of FMPP.
You can calculate your returns from FMPP by using this lumpsum calculator.
The minimum investment amount on LenDenClub is ₹ 10,000 and the maximum one can invest is ₹ 50 Lakh.
Once your investment is confirmed, we further diversify your investment in multiple borrowers to reduce the risk.
FMPP® is a Peer to Peer lending product by LenDenClub (a brand owned and operated by Innofin Solutions Pvt. Ltd.).
Fractional Matchmaking Peer to Peer Plan, as the name suggest allows an investor to diversify its investment across multiple borrowers to mitigate risk and maximize returns.
As the name suggests, P2P lending (peer-to-peer lending) is a concept in which individuals or institutes can lend money to borrowers. The system removes the role of a financial institution as an intermediary. Instead, P2P lending platforms act as facilitators for the transaction of money.
Anyone can become an investor on P2P lending platforms and effectively lend to many individuals or businesses sitting at home. This mode of lending and borrowing has increased its adoption as an alternate way of financing.