Earned 15% Returns
P2P lending platform in India

Earn up to 15% p.a.* with P2P Lending

Now lend with the largest P2P Lending platform in India. Go with the most preferred non-market linked alternate financing model that gives you risk adjusted simple interest.

No hidden fees. No fake promises.

Earn up to 15% p.a.* with P2P Lending

Now invest with the largest P2P Lending platform in India. Go with the most preferred non-market linked alternate financing model that gives you risk adjusted simple interest.

No hidden fees. No fake promises.

Earn up to 15% p.a.* with P2P Lending

Now invest with the largest Peer to Peer Lending platform in India. Go with the most preferred non-market linked alternate financing model that gives you risk adjusted simple interest.

Earned 15% Returns
P2P lending platform in India

Lent Till Date

Trusted Customers

On Google

Some of the products

Peer to Peer Lending options to meet your financial goals

Long term wealth creation fund

Lumpsum

Earn monthly interest

Monthly Income

Lend based on your preference

Manual Lending

manual lending india
Manual lending investment

Join the largest Peer to Peer lending platform in India

We just don't claim to be the largest, we are the largest in India!

Amount Lent till date

Operating since

Why lend in P2P lending with LenDenClub?

Lending opportunities crafted for best simple interest

Portfolio Diversification

Think beyond the traditional market-linked instruments.

Minimum Lending Amount

Start your lending journey with as low as ₹ 10,000. 

Attractive Simple Interest

FMPP lenders have earned upto 15% p.a.* since launch

We are growing, join us!

1Cr+ Indians have joined the platform. What about you?

Growth in annual lending value

Amount Lent in CY 2022

p2p lending in India

Some testimonials

Hear from our Lenders

Everything you need to get started!

What is P2P Lending?

Peer-to-peer (P2P) lending is an alternative financing model that connects individual borrowers and lenders, bypassing traditional financial institutions. Originating in 2012, this form of lending has gained momentum globally and notably in India, where it gained legal recognition in 2018 through guidelines from the Reserve Bank of India. Expected to grow at a CAGR of 21.6% to reach USD 10 billion by 2026, P2P platforms offer various loan types, such as personal, business, and medical loans. Borrowers apply online, undergoing a KYC process and credit assessment. Lenders can then choose which loans to fund based on risk and simple interest profiles. Despite its growth and role in financial inclusion, the industry faces challenges like default and fraud risks. Therefore, both borrowers and lenders should thoroughly evaluate the terms and platform performance before engaging in P2P lending. You can learn more about it in our detailed article about peer to peer lending.

p2p lenders

Why settle for less when you can earn better returns with us?

Download the LenDenClub app now, or start your peer to peer lending journey from here itself!
Download the LenDenClub app now, or start your peer to peer lending journey from here itself!

We work with the best in the industry

Here are a few reasons why lakhs of people have lent in peer to peer lending with LenDenClub

Core values of the platform that deliver great results

100% Digital Process

LenDenClub is a digital-first platform. There is no manual or physical interventions needed to start lending.

Fund Diversification

Your lending amount in the platform is hyper-diversified to as low as Re. 1 among numerous loans to minimize risk.

No Withdrawal Fee

There is no charge for the withdrawal of your funds. You can get your funds in your bank a/c within 24 hrs of placing a request post maturity.

Zero Opening Fee

Opening an account on the platform costs you nothing. Open your P2P lending account at zero cost in less than a few minutes.

It’s simple. It’s digital. It’s p2p lending.

Three easy steps to start lending.

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Sign up using mobile number

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Complete your KYC

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Start Lending

P2P investment

Ready to start diversifying your funds?

Diversify your investment with LenDenClub and increase your overall portfolio value. Download the LenDenClub app to start lending in P2P lending!

For Android :

What our lenders ask?

Frequently asked questions (FAQs)

Is my lent amount safe with LenDenClub?

LenDenClub, a Peer to Peer Lending platform puts its best efforts into sourcing the right borrowers, and do thorough underwriting, information verification, and KYC checks. However, there is still a possibility of credit default risk for the borrower. It’s part and parcel of any lending activity. Here, your money is lent into loans. In a way, it’s a lending activity. Though LenDenClub’s platform’s performance is good, and it delivered good results in the past, it is vital for you to understand the risk involved in the investment. To mitigate this risk, your lent amount should be divided into small amounts. On the LenDenClub platform, the capital matching algorithm helps you achieve the same. Learn more about risk in P2P Lending.

How much can I earn on P2P lending?

LenDenClub has delivered up to 15% p.a.* return to its investors since the launch of FMPP. 

You can calculate your returns from FMPP by using this lumpsum calculator.

What is the minimum & maximum amount I can lend?

The minimum investment amount on LenDenClub is ₹ 10,000 and the maximum one can invest is ₹ 50 Lakh. 

Once your investment is confirmed, we further diversify your investment in multiple borrowers to reduce the risk.

What is FMPP®?

FMPP® is a Peer to Peer lending product by LenDenClub (a brand owned and operated by Innofin Solutions Pvt. Ltd.).

Fractional Matchmaking Peer to Peer Plan, as the name suggest allows an investor to diversify its investment across multiple borrowers to mitigate risk and maximize returns. 

What is P2P lending?

As the name suggests, P2P lending (peer-to-peer lending) is a concept in which individuals or institutes can lend money to borrowers. The system removes the role of a financial institution as an intermediary. Instead, P2P lending platforms act as facilitators for the transaction of money.

Anyone can become an investor on P2P lending platforms and effectively lend to many individuals or businesses sitting at home. This mode of lending and borrowing has increased its adoption as an alternate way of financing.

LenDenClub is India’s largest alternate investment platform which started operations in India in 2015. We have been helping lenders diversify their investments beyond traditional investment instruments ever since.

Lending

The Reserve Bank of India does not accept any responsibility for the correctness of any of the statements or representations made or opinions expressed by Innofin Solutions Private Limited, and does not provide any assurance for repayment of the loans lent through its platform.

LenDenClub is an Intermediary under the provisions of the Information Technology Act, 2000 and virtually connects lenders and borrowers through its electronic platform via the website and/or mobile app.

The lending transaction is purely between lenders and borrowers at their own discretion, and LenDenClub does not assure loan fulfilment and/or lending simple interest. Also, the information provided on the platform is verified or checked on the best efforts basis without guaranteeing any accuracy of the data/information verification. Any lending decision taken by a lender on the basis of this information is at the discretion of the lender, and LenDenClub does not guarantee that the loan amount will be recovered from the borrower, fully or partially. The risk is entirely on the lender. LenDenClub will not be responsible for the full or partial loss of the principal and/or interest of lenders’ lending amounts.

*This is an annualized yield and is subject to the maximum FMPP tenure, which is 5 years. P2P lending is subject to high risk and may cause an entire loss of principal.
 

*P2P lending is subject to risks. And lending decisions taken by a lender on the basis of this information are at the discretion of the lender, and LenDenClub does not guarantee that the loan amount will be recovered from the borrower.

** Average value mentioned is the weighted average of simple interest received by lenders

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