RBI registered NBFC-P2P

Estimated 12% p.a. returns

2500 crores+ disbursed

20 lakhs+ investors

What is Peer-to-Peer lending?

Peer-to-Peer Lending brings lenders looking for alternate investment options and creditworthy borrowers together. It is a new age investment class allowing direct lending and diversification of funds in multiple loans to mitigate risk and get higher returns.


Why invest with us?

Debt Mutual Fund3.09%**
Bank Fixed Deposits5.5%*
LenDenClub Platform12%
  * Source- SBI (FY 20-21)
** Source-Money Control (1 yr weighted average as on 31st Oct’2021)

Higher returns

With LenDenClub, you can earn an estimated 12% p.a. return on your investments.

Diversification of Investment at Lendenclub

Investment Diversification

The platform diversifies an investment into multiple borrower profiles to minimise risk arising out of repayment. These investments start with a minimum of 500 per loan.

Robust borrower screening

The borrowers are evaluated over 200 data points and approved after multiple checks to ensure good repayment behaviour.

Lendenclub App - Create Investor Account
Lendenclub App - Add Funds Using UPI
Lendenclub App - Borrower Details

How to invest with us?


Setup account

Sign up with basic details


Add money

UPI or bank transfer



According to your plan selection

Invest Now

How to invest with us?


Setup account

Sign up with basic details

Lendenclub App - Create Investor Account

Add Money

UPI or bank transfer

Lendenclub App - Add Funds Using UPI


According to your plan selection

Lendenclub App - Borrower Details

Calculate your estimated returns with LenDenClub

LenDenClub customises your investment according to the plan selection basis which the returns are calculated.




Investment Amount




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    Estimated returns @ p.a.

    Investment Amount
    Return Amount

    What do our investors have to say?


    Investing since: Jan’18

    I have been associated with LenDenClub since 2018 and I must say the platform never ceases to surprise me. LenDenClub has always given me a positive portfolio and infact has given me more than 18% returns. Its’ Auto Investment feature makes my investment activity convenient & smooth.

    Kunal Gupta

    Investing since: Jul’21

    The UI of the LenDenClub App is intuitive and the overall experience with LenDenClub has been great. Additionally, the account manager makes the experience personalised with follow up calls and messages. A new investment avenue or rather a new tech avatar of an old investment avenue. Keep the efforts going and keep building the community. Let’s do some LenDen!

    Vaswani Amit Jai

    Investing since: Aug’21

    Earlier LenDenClub had some technical issues, but the team swiftly resolved the same.I consider LenDenClub as an investment basket amongst other asset classes. LenDenClub has always managed to give me double-digit returns. I am definitely planning to invest further more with LenDenClub.


    Our Founders

    LenDenClub raises $10M in Series A round; eyes new financial services

    Dec 7, 2021

    The Mumbai-based P2P lending platform is aiming to take its loan book growth to $1 billion and upscale user base to 10 million by FY23.

    Read More


    LenDenClub’s campaign raises awareness on P2P lending through Samir Kochhar

    November 22, 2021

    LenDenClub has joined hands with actor and television presenter, Samir Kochhar, to launch its video campaign.It aims to create an awareness among the new-age investors to invest in P2P lending that is hassle-free and enables higher returns compared to traditional asset classes such as debt mutual funds and fixed deposits (FDs).

    Read More

    Lendenclub - Business Partnership With Vakrangee

    Vakrangee partners with LenDenClub to offer lending and borrowing platform

    Oct 7, 2021

    Vakrangee has tied up with LenDenClub to provide investment and borrowing options..

    Read More


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      Frequently Asked Questions

      LenDenClub, an RBI registered NBFC-P2P, is India’s Largest Peer to Peer (P2P) Lending platform. It is a new age investment option that connects investors looking to invest their money with credit-worthy borrowers in need of money. Peer-to-Peer lending in India happens through regulations laid down by the Reserve Bank of India.

      We are happy to share that with a registered base of over 10 lakh investors, we have been delivering estimated returns of 12% p.a. for the last 5 years.

      Any resident Indian Individual (18+)/ Entity , who has a PAN card and rupee-denominated bank account in India, can become an Investor on LenDenClub’s Peer-to-Peer lending platform.

      Non-Resident Indians or a minor can open the account, subject to the fulfilment of additional requirement. If you want to open your account under either of these categories, kindly contact us at invest@www.lendenclub.com.

      You need to provide a few details and upload some KYC documents so that we can verify your account. Approval of your application is usually automated and instantaneous.

      Once your investor application is approved, you can transfer the amount to your account. Login to your LenDenClub account, click on ‘Add Funds’ to find the account details to transfer the funds.

      The key to managing your risk in P2P lending is diversification and reinvestment.

      Diversification: Always invest smaller amounts in more number of borrowers. The usual recommendation is to invest as low as INR 500 per borrower to limit your exposure, subject to the platform’s minimum permissible limit for a loan.

      Reinvestment: It refers to further investing the amount received from repayments to increase your spread of borrowers and for you to get a compounded benefit on your investments. In simpler terms, let your earned money earn more for you!

      All this comes in addition to our strong credit model which screens the borrower over 200 data points and gives you a risk profiling for the borrowers.

      While the returns vary from investor to investor, the platform has consistently delivered an estimated 12% p.a. returns.

      For more queries, reach out to our

      For more queries, reach out to our

      customer support.

      Also available on

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