| Status | % |
|---|---|
| Regular / Closed | 94.46% |
| 1 – 30 Days | 0.85% |
| 31 – 60 Days | 0.54% |
| 61 – 90 Days | 0.37% |
| 91 – 180 Days | 0.64% |
| Over 180 Days | 3.13% |
| Total | 100% |
| Status | % |
|---|---|
| Regular / Closed | 93.16% |
| 1 – 30 Days | 2.83% |
| 31 – 60 Days | 1.74% |
| 61 – 90 Days | 1.11% |
| 91 – 180 Days | 1.15% |
| Over 180 Days | NA |
| Total | 100% |
| Risk Category | Portfolio breakup (A) | Default in Risk Category (B)* | Potfolio Level Default (C = A x B)** |
|---|---|---|---|
| LOW | 0.23% | 0% | 0.00% |
| MODERATE | 19.11% | 4% | 0.78% |
| HIGH | 42.65% | 3% | 1.41% |
| VERY HIGH | 14.89% | 5% | 0.75% |
| ULTRA HIGH | 1.12% | 0% | 0.00% |
| UNIDENTIFIED | 22.00% | 1% | 0.25% |
| GRAND TOTAL | 100.00% | 0% | 3.20% |
* This represents default within that risk category
** This number represents default contribution of a particular risk category in overall portfolio of platform
*** Ultra High and Undefined Categories were introduced recently. There may not be loans which have reached above 180 Days of delay
**** This data is as on 31st December 2018
Disclaimer
Reserve Bank of India does not accept any responsibility for the correctness of any of the statements or representations made or opinions expressed by Innofin Solutions Private Limited, and does not provide any assurance for repayment of the loans lent on it.
LenDenClub is an Intermediary under the provisions of the Information Technology Act, 1999 and virtually connect lenders and borrowers through electronic platforms of website and/or mobile app. The lending transaction is purely between lenders and borrowers at their own discretion and LenDenClub does not assure loan fulfillment and/or investment returns. Also, the information provided on the platform are verified or checked on the best efforts basis without guarantying any accuracy in the data/information verification. Any investment decision taken by the lender on the basis of this information is at discretion of the lender and LenDenClub does not guarantee that the loan amount will be recovered back from the borrower fully or partially. The risk is entirely on the lender. LenDenClub will not be responsible for the full or partial loss of the principal and/or interest of lenders’ investment.