The graph highlights quarterly data from FY17-Q1 to FY21-Q2 comparing the weighted average rate of return over the default rate.
*As per the platform data submitted to the Reserve Bank of India (RBI)
The graph highlights quarterly data from FY17-Q1 to FY21-Q2 comparing the weighted average rate of return over the default rate.
*As per the platform data submitted to the Reserve Bank of India (RBI)
Here’s a comparison of returns received in multiple investment instruments.
* Weighted average of all debt funds
** The above data is, 3 year annualised return as on 18th April 2020
The bar graph represents the percentage of borrowers for long term loan products covering various loan buckets.
Long term loans are those beyond 12 months tenure.
The bar graph represents the percentage of borrowers for short term loan products covering various loan buckets.
Short term loans are those with up to 12 months tenure.
Risk Category | Portfolio breakup (A) | Default in Risk Category (B)* | Potfolio Level Default (C = A x B)** |
---|---|---|---|
LOW | 68.54% | 0.01% | 0.00% |
MODERATE | 1.53% | 8.28% | 0.13% |
HIGH | 5.37% | 10.91% | 0.59% |
VERY HIGH | 4.68% | 10.17% | 0.48% |
ULTRA HIGH | 2.38% | 6.98% | 0.17% |
UNIDENTIFIED | 17.50% | 11.29% | 1.98% |
GRAND TOTAL | 100.00% | 3.34% *** |
* Denotes default within a particular risk category
** Denotes the default contribution of a particular risk category in the overall portfolio platform.
*** The moratorium announced by RBI has been taken into account.
This data is as on 31st December 2020