Manual Lending

Manual Lending- Where You Choose Your Borrowers

Manual Lending

Pick your own borrowers to lend.

Meet the future of P2P lending. Take control of your lending with our latest offering.

What is manual lending?

Experience a new way of lending that puts you in control. Select your borrowers manually based on your criteria. Lend on loan tenure starting with 1 month and up to 36 months.

Loan selection

You can manually select borrowers based on demographic, financial, and credit information.

Flexible Loan Tenures

You can choose to lend for short—or long-term loan tenures, starting with one month and going up to 36 months.

Lend as low as ₹500

You can start lending with as little as ₹500. This allows you to diversify your money into multiple loans to mitigate risk.

Risk and how to mitigate

Lending in loans via manual lending involves risks. While manual lending offers the potential for attractive returns, lenders need to understand that losses can and do occur.

Potential Defaults

Lending comes with default risk. Although there are stringent credit checks, default risk may not be completely mitigated.

Delayed Payments

There are possibilities of delayed repayments. Lenders should be aware of this before lending.

Market Conditions

Adverse market conditions may affect borrowers’ repayment capacity and result in delays or defaults.

1 Cr+ Users

are already using
our platform

Download the App to start investing today!

FMPP P2P Lending
FMPP P2P Lending

1 Cr+ Users

are already using
our platform

Download the App to start investing today!

FMPP P2P Lending

LenDenClub is India’s largest alternate investment platform which started operations in India in 2015. We have been helping lenders diversify their investments beyond traditional investment instruments ever since.

Lending

The Reserve Bank of India does not accept any responsibility for the correctness of any of the statements or representations made or opinions expressed by Innofin Solutions Private Limited, and does not provide any assurance for repayment of the loans lent through its platform.

LenDenClub is an Intermediary under the provisions of the Information Technology Act, 2000 and virtually connects lenders and borrowers through its electronic platform via the website and/or mobile app.

The lending transaction is purely between lenders and borrowers at their own discretion, and LenDenClub does not assure loan fulfilment and/or lending simple interest. Also, the information provided on the platform is verified or checked on the best efforts basis without guaranteeing any accuracy of the data/information verification. Any lending decision taken by a lender on the basis of this information is at the discretion of the lender, and LenDenClub does not guarantee that the loan amount will be recovered from the borrower, fully or partially. The risk is entirely on the lender. LenDenClub will not be responsible for the full or partial loss of the principal and/or interest of lenders’ lending amounts.

*This is an annualized yield and is subject to the maximum FMPP tenure, which is 5 years. P2P lending is subject to high risk and may cause an entire loss of principal.
 

*P2P lending is subject to risks. And lending decisions taken by a lender on the basis of this information are at the discretion of the lender, and LenDenClub does not guarantee that the loan amount will be recovered from the borrower.

** Average value mentioned is the weighted average of simple interest received by lenders

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