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Lender’s handbook

Look no further. With this Lender’s handbook, you will get all the insights that it requires to start investing in P2P lending platforms. With over 11,000+ lenders and over 50,000+ borrowers, LenDenClub provides you the opportunity to invest and great returns by lending your money to creditworthy borrowers.

This handbook will tell you what P2P lending is all about. We have covered the risk factors involved and how you can diversify to balance your risk and returns. Not only that, we have also illustrated how you can use LenDenClub’s investment platform to get the best out of P2P lending.

P2P lending has come a long way to get RBI nod and provide an excellent investment opportunity. And that’s why we came up with this handbook. We keep updating the handbook from time to time, so don’t forget to check back again for updates.

LenDenClub is India’s largest alternate investment platform which started operations in India in 2015. We have been helping lenders diversify their investments beyond traditional investment instruments ever since.

About

Lending

The Reserve Bank of India does not accept any responsibility for the correctness of any of the statements or representations made or opinions expressed by Innofin Solutions Private Limited, and does not provide any assurance for repayment of the loans lent through its platform.

LenDenClub is an Intermediary under the provisions of the Information Technology Act, 2000 and virtually connects lenders and borrowers through its electronic platform via the website and/or mobile app.

The lending transaction is purely between lenders and borrowers at their own discretion, and LenDenClub does not assure loan fulfilment and/or lending simple interest. Also, the information provided on the platform is verified or checked on the best efforts basis without guaranteeing any accuracy of the data/information verification. Any lending decision taken by a lender on the basis of this information is at the discretion of the lender, and LenDenClub does not guarantee that the loan amount will be recovered from the borrower, fully or partially. The risk is entirely on the lender. LenDenClub will not be responsible for the full or partial loss of the principal and/or interest of lenders’ lending amounts.

*This is an annualized yield and is subject to the maximum FMPP tenure, which is 5 years. P2P lending is subject to high risk and may cause an entire loss of principal.
 

*P2P lending is subject to risks. And lending decisions taken by a lender on the basis of this information are at the discretion of the lender, and LenDenClub does not guarantee that the loan amount will be recovered from the borrower.

** Average value mentioned is the weighted average of simple interest received by lenders

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