India’s Largest RBI Registered NBFC-P2P
A Diversified Base of Indian Residents & NRI Investors
Trusted by a community of 10L+ investors
Estimated 12% p.a. Returns, Higher than Fixed Income Instruments
18+ Years of age
Indian PAN card
NRO bank account
We keep your investments safe and digital, so you have nothing to worry about
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LenDenClub, an RBI registered NBFC-P2P, is India’s Largest Peer to Peer (P2P) Lending platform. It is a new age investment option that connects investors looking to invest their money with credit-worthy borrowers in need of money. Peer-to-Peer lending in India happens through regulations announced by the Reserve Bank of India.
We are happy to share that with a registered base of over 10 lakh investors, we have been delivering estimated returns of 12% p.a. for the last 5 years.
Any resident Indian Individual / Entity (18+), who has a PAN card and rupee-denominated bank account in India, can become an Investor on LenDenClub’s Peer-to-Peer lending platform.
Non-Resident Indians or minor can open the account subject to the fulfilment of additional requirement. If you want to open your account under either of these categories, kindly contact us at invest@www.lendenclub.com.
You need to provide a few details and upload some KYC documents so that we can verify your account. Approval of your application is usually automated and instantaneous.
Once your investor application is approved, you can transfer the amount to your Account. Login to your LenDenClub account, click on ‘Add Funds’ to find the account details to transfer the funds. It takes 15 minutes to 2 hours to get the amount credited to your account.
The key to managing your risk in P2P lending is diversification and reinvestment.
Diversification: Always invest smaller amounts in more number of borrowers. The usual recommendation is to invest as low as INR 500 per borrower to limit your exposure, subject to the platform’s minimum permissible limit for a loan.
Reinvestment: It refers to further investing the amount received from repayments to increase your spread of borrowers and for you to get a compounded benefit on your investments. In simpler terms, let your earned money , earn more for you!
All this comes in addition to our strong credit model which screens the borrower over 200 data points and gives you a risk profiling for the borrowers.
While the returns vary from investor to investor, the platform has consistently delivered an estimated 12% p.a. returns in the last 5 years. Yu can further build your portfolio by reinvesting and allowing auto investments.
For more queries, reach out to our
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Disclaimer
Reserve Bank of India does not accept any responsibility for the correctness of any of the statements or representations made or opinions expressed by Innofin Solutions Private Limited, and does not provide any assurance for repayment of the loans lent on it.
LenDenClub is an Intermediary under the provisions of the Information Technology Act, 1999 and virtually connect lenders and borrowers through electronic platforms of website and/or mobile app. The lending transaction is purely between lenders and borrowers at their own discretion and LenDenClub does not assure loan fulfillment and/or investment returns. Also, the information provided on the platform are verified or checked on the best efforts basis without guarantying any accuracy in the data/information verification. Any investment decision taken by the lender on the basis of this information is at discretion of the lender and LenDenClub does not guarantee that the loan amount will be recovered back from the borrower fully or partially. The risk is entirely on the lender. LenDenClub will not be responsible for the full or partial loss of the principal and/or interest of lenders’ investment.
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