HomeReferral Term & Condition

Referral Term & Condition

Where can I find my referral code?

  1. Login to the LenDenClub App
  2. Enter your passcode when prompted
  3. Once you are on the dashboard, click on MORE (on the bottom right option)
  4. Scroll down and click on Refer
  5. Here you can see your referral code

How can I share my referral code?

Copy your referral code or share using one of the following options from the Refer section: SMS, Facebook, WhatsApp, Others

How to apply the referral code?

When signing up, ask your referred user to enter your referral code when prompted during signing up. 


  • Earn 0.5% Referral bonus for both you and your referral
  • maximum you can earn referral bonus up to 5000


  • Participants: All retail channel investors of LenDenClub are eligible to participate in the referral program. Employees, immediate family members of employees, and partners of LenDenClub are not eligible.
  • Referred Investors: New investors referred must not have an existing account with LenDenClub.
  • Referee: The referring user must have invested in an FMPP of Lumpsum or MIP.

Terms and Conditions

  • Investment Duration: The offer is valid only on investments with a tenure of 1 year or more.
  • Referral Count: Referrals are counted per individual referred investor. Multiple investments by the same investor are counted as one referral.
  • Referral Validation: Referrals must be made using the official referral process or tools provided by LenDenClub. Self-referrals or referrals made in violation of LenDenClub policies will not be eligible.
  • Investment Cycle: The referred user must invest within 30 days from the date of signup.
  • Type of investment: The person investing must invest in an Lumpsum or MIP plan.
  • This referral bonus cannot be combined with any other offers.

Additional Policies

  • Conduct: Participants are expected to represent LenDenClub in a positive manner. Misrepresentation or unethical behavior may result in disqualification from the program.
  • Policy Changes: LenDenClub reserves the right to change the terms of the referral program or terminate the program at any time. Participants will be notified of any significant changes.
  • Dispute Resolution: In the event of a dispute regarding the referral program, decisions made by LenDenClub will be final.
  • Contact Information: For any queries or clarifications regarding the referral program, participants can contact invest@lendenclub.com

LenDenClub is India’s largest alternate investment platform which started operations in India in 2015. We have been helping lenders diversify their investments beyond traditional investment instruments ever since.



The Reserve Bank of India does not accept any responsibility for the correctness of any of the statements or representations made or opinions expressed by Innofin Solutions Private Limited, and does not provide any assurance for repayment of the loans lent through its platform.

LenDenClub is an Intermediary under the provisions of the Information Technology Act, 2000 and virtually connects lenders and borrowers through its electronic platform via the website and/or mobile app.

The lending transaction is purely between lenders and borrowers at their own discretion, and LenDenClub does not assure loan fulfilment and/or lending simple interest. Also, the information provided on the platform is verified or checked on the best efforts basis without guaranteeing any accuracy of the data/information verification. Any lending decision taken by a lender on the basis of this information is at the discretion of the lender, and LenDenClub does not guarantee that the loan amount will be recovered from the borrower, fully or partially. The risk is entirely on the lender. LenDenClub will not be responsible for the full or partial loss of the principal and/or interest of lenders’ lending amounts.

*This is an annualized yield and is subject to the maximum FMPP tenure, which is 5 years. P2P lending is subject to high risk and may cause an entire loss of principal.

*P2P lending is subject to risks. And lending decisions taken by a lender on the basis of this information are at the discretion of the lender, and LenDenClub does not guarantee that the loan amount will be recovered from the borrower.

** Average value mentioned is the weighted average of simple interest received by lenders

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